Bill Sentinel for iOS

Beat bills before payday.

Bill Sentinel helps users turn due dates, paycheck timing, and recurring charges into a plain paycheck-based plan before bills create pressure.

Status: iOS App Store submission preparation. The first release is local-first, free at launch, and does not require an account, bank connection, payment credentials, or cloud data collection. Paid plan options are planned after launch.

iOS finance app

Paycheck planning

A focused bill workflow for the next payday window.

Bill Sentinel is not a bank app and does not move money. It keeps the user in control by organizing bills, income, charge review, and reminders around the paycheck window they can actually act on.

Paycheck radar

Show cash after buffer, upcoming bills, confirmed payments, and the remaining window position.

Bill map

Track creditors, due dates, amounts, priority, categories, and status from one local app surface.

Recurring-charge review

Review imported CSV rows locally and clear raw statement file text after the user finishes review.

Action board

Plan user-approved reminders and copy a plain-language readiness brief before the next paycheck.

Trust boundary

Navigation, not automation.

The product is intentionally framed as bill navigation. It does not make payments, cancel subscriptions, change due dates, store bank credentials, or promise credit-score outcomes.

Local-first release

The first iOS release keeps the planning workflow on device and does not require login.

User-approved actions

Bill Sentinel can help plan reminders, but the user decides what to pay, confirm, copy, or follow up on.

No bank credential storage

The app does not ask users to connect a bank account or store banking passwords.

Paid value later

Launch begins free while the App Store release lands; paid tiers can follow once the core workflow proves useful.

Product screens

Actual App Store screenshots from the iOS app.

These screenshots show the current Bill Sentinel app surfaces for forecast, bills, income, recurring-charge review, and action planning.

Bill Sentinel paycheck radar dashboard screenshot

Paycheck radar

See the next payday window, upcoming bills, cash after buffer, and immediate pressure points.

Bill Sentinel free launch dashboard screenshot

Free launch view

Show the launch-state workflow without accounts, bank connections, or cloud setup.

Bill Sentinel add bill screenshot

Add bills

Enter bill name, amount, due date, priority, category, and status in the local planner.

Bill Sentinel paycheck schedule screenshot

Income schedule

Set paycheck timing and income assumptions so the plan follows the user calendar.

Bill Sentinel forecast payment plan screenshot

Payment forecast

Turn due dates into an ordered payment plan for the next paycheck window.

Bill Sentinel CSV charge review screenshot

CSV charge review

Review imported statement rows locally and mark which charges need attention.

Bill Sentinel recurring charge radar screenshot

Recurring radar

Spot likely recurring charges and decide what needs confirmation before payday.

Bill Sentinel readiness brief screenshot

Readiness brief

Copy a plain-language summary of bills, cash position, and next actions.

Bill Sentinel creditor map screenshot

Creditor map

Keep creditors, categories, due dates, and payment status visible in one list.

Bill Sentinel planned reminders screenshot

Planned reminders

Prepare reminders that keep the user in charge of what gets confirmed and when.

Positioning

Built for people who manage bills around paychecks.

Bill Sentinel keeps the language concrete: what is due, what paycheck is next, what is confirmed, what remains open, and what the user should review before pressure builds.

Bills Track amounts, due dates, categories, and priorities without turning the app into a full ledger.
Income Use payday timing to organize the next bill window instead of showing generic budget charts.
Charges Review recurring candidates and statement rows with the user approving what matters.
Actions Copy a readiness brief and prepare reminders without moving money or changing accounts.

iOS finance companion

Clear limits make the app easier to trust.

Bill Sentinel is a practical planning surface for bills and paychecks. It helps users understand the window in front of them while leaving payment decisions and financial account control in their hands.

Local-first iOS planning workflow
No account requirement or bank credential storage
No automated payments, cancellation, or credit-repair claims
Free launch path with paid value planned after release